{"id":135,"date":"2018-05-28T09:31:33","date_gmt":"2018-05-28T09:31:33","guid":{"rendered":"http:\/\/sujiang.blog\/?p=135"},"modified":"2019-04-07T11:14:28","modified_gmt":"2019-04-07T11:14:28","slug":"%e5%a6%82%e4%bd%95%e5%ae%9e%e7%8e%b0%e8%b4%a2%e5%8a%a1%e8%87%aa%e7%94%b1%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/sujiang.blog\/?p=135","title":{"rendered":"\u5982\u4f55\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\uff1f"},"content":{"rendered":"

\u3010\u672c\u6587\u7531\u5e01\u8f66HIT\uff08biche.yaofache.com\uff09\u5927V\u517b\u6210\u8ba1\u5212\u652f\u6301\u3011<\/p>\n

\"f9b5fb169a2383d82dfdb57258d6588a.jpg\"
\n\u6ce8\uff1a\u672c\u4f5c\u8005\u5c1a\u672a\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\uff0c\u4ec5\u901a\u8fc7\u601d\u8003\u5bf9\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\u7684\u8def\u5f84\u8fdb\u884c\u610f\u6deb\u5f0f\u9610\u8ff0\u3002<\/p>\n

\u9996\u5148\uff0c\u5bf9\u8d22\u52a1\u81ea\u7531\u7684\u5b9a\u4e49\uff0c\u4e0d\u540c\u4eba\u7684\u7406\u89e3\u4e0d\u4e00\u6837\uff0c\u4e00\u822c\u90fd\u662f\u8ba4\u4e3a\uff0c\u5148\u8d5a\u5b83\u4e00\u4e2a\u4ebf\uff0c\u4e5f\u5dee\u4e0d\u591a\u5c31\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\u4e86\u3002<\/p>\n

\u597d\u5427\uff0c\u8d5a\u5230\u4e00\u4e2a\u4ebf\uff0c\u4e5f\u5e76\u4e0d\u4e00\u5b9a\u5b9e\u73b0\u4e86\u8d22\u52a1\u81ea\u7531\uff0c\u56e0\u4e3a\uff0c\u968f\u4e4b\u800c\u51fa\u73b0\u7684\u662f\uff0c\u4e2a\u4eba\u7684\u82b1\u94b1\u80fd\u529b\u4e5f\u4f1a\u63d0\u9ad8\uff0c\u518d\u591a\u7684\u94b1\u4e5f\u662f\u6709\u53ef\u80fd\u82b1\u5b8c\u7684\u3002\u8d5a\u5f97\u5230\u94b1\uff0c\u4e5f\u8981\u80fd\u5b88\u5f97\u4f4f\u8d22\uff0c\u95ee\u9898\u4e0d\u5728\u4e8e\u94b1\u7684\u591a\u5c11\uff0c\u800c\u5728\u4e8e\u4f60\u4f1a\u6709\u65e5\u76ca\u589e\u957f\u7684\u6b32\u671b\u548c\u8d2a\u5a6a\u3002<\/p>\n

\u8d22\u52a1\u81ea\u7531\u4e0d\u5728\u4e8e\u80fd\u8d5a\u5230\u591a\u5c11\uff0c\u76f8\u6bd4\u90a3\u4e9b\u5df2\u7ecf\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\u7684\u4eba\u6765\u8bf4\uff0c\u5176\u5b9e\u5728\u4e8e\u4f60\u662f\u5426\u8ddf\u4eba\u5bb6\u4e00\u6837\u6709\u88ab\u52a8\u6536\u5165\uff0c\u5728\u4e8e\u88ab\u52a8\u6536\u5165\u5728\u4f60\u603b\u6536\u5165\u4e2d\u6709\u591a\u5927\u7684\u5360\u6bd4\u3002<\/p>\n

\u6211\u4eec\u90fd\u77e5\u9053\u8981\u589e\u52a0\u81ea\u5df1\u7684\u88ab\u52a8\u6536\u5165\uff0c\u4f46\u5173\u952e\u662f\u4e0d\u7ba1\u6211\u4eec\u7ffb\u9605\u4efb\u4f55\u5173\u4e8e\u8d22\u5bcc\u81ea\u7531\u7684\u4e66\u7c4d\uff0c\u4ed6\u4eec\u80fd\u7ed9\u51fa\u7684\u88ab\u52a8\u6536\u5165\u6848\u4f8b\u975e\u5e38\u5c11\u2026.<\/p>\n

\u800c\u8d2b\u7a77\u5bf9\u6211\u4eec\u7684\u60f3\u8c61\u591a\u5c11\u4e5f\u6709\u9650\u5236\uff0c\u6211\u4eec\u80fd\u60f3\u5230\u8d5a\u94b1\u65b9\u6cd5\u4e5f\u975e\u5e38\u5c11\uff0c\u65e0\u975e\u5c31\u662f\u5f53\u5f53\u5305\u79df\u5a46\u7092\u7092\u80a1\u7968\u4e4b\u7c7b\u7684\uff0c\u90a3\u6211\u4eec\u8fd8\u80fd\u60f3\u5230\u600e\u4e48\u6837\u7684\u589e\u52a0\u88ab\u52a8\u6536\u5165\u65b9\u5f0f\u5462\uff1f<\/p>\n

\u6765\u770b\u770b\u6211\u4eec\u5468\u56f4\u7684\u670b\u53cb\u4eec\uff0c\u90fd\u6709\u600e\u6837\u7684\u6536\u5165\u6765\u6e90\uff1a<\/p>\n

1\uff0c\u5de5\u8d44\u6536\u5165
\n\u6bcf\u4e2a\u6708\u83b7\u5f97\u4e00\u5b9a\u7684\u85aa\u916c\u56de\u62a5\uff0c\u6bcf\u8fc7\u4e00\u6bb5\u65f6\u95f4\u53ef\u80fd\u5f97\u5230\u4e00\u5b9a\u7684\u589e\u957f\uff0c\u4f46\u589e\u957f\u5e45\u5ea6\u975e\u5e38\u6709\u9650\u3002<\/p>\n

2\uff0c\u5b58\u6b3e\u5229\u606f
\n\u94f6\u884c\u5e74\u5229\u7387\u767e\u5206\u4e4b\u4e09\u56db\u7684\u5229\u606f\uff0c\u8dd1\u4e0d\u8fc7\u901a\u8d27\u81a8\u80c0\uff0c\u53ef\u4ee5\u5ffd\u7565\u3002<\/p>\n

3\uff0c\u6c11\u95f4\u501f\u8d37
\n\u9ad8\u5229\u8d37\u6700\u8d5a\u94b1\u4e86\u5927\u5bb6\u90fd\u77e5\u9053\uff0c \u95ee\u9898\u5728\u4e8e\u98ce\u9669\u63a7\u5236\uff0c\u80fd\u4e0d\u80fd\u4fdd\u4f4f\u672c\u91d1\u3002<\/p>\n

4\uff0c\u623f\u5c4b\u79df\u91d1
\n\u8fd9\u4e2a\u5927\u5bb6\u90fd\u61c2\u7684\u3002\u5305\u62ec\u4f4f\u623f\u3001\u5546\u7528\u5199\u5b57\u697c\u3001\u5546\u94fa\u51fa\u79df\u7b49\u3002<\/p>\n

5\uff0c\u80a1\u7968\u5206\u7ea2
\n\u6295\u8d44\u597d\u516c\u53f8\uff0c\u597d\u516c\u53f8\u521b\u9020\u65b0\u8425\u6536\uff0c\u80a1\u4e1c\u83b7\u5f97\u56de\u62a5\u3002<\/p>\n

6\uff0c\u77e5\u8bc6\u4ea7\u6743
\n\u51fa\u4e66\u7684\u7248\u6743\uff0c\u7f51\u7edc\u8bfe\u7a0b\uff0c\u7a3f\u8d39\uff0c\u53d1\u660e\u4e13\u5229\u4f7f\u7528\u6743\u7b49<\/p>\n

7\uff0c\u5176\u4ed6\u6240\u6709\u6743\u51fa\u79df
\n\u6c7d\u8f66\u51fa\u79df\u3001Airbnb\u957f\u77ed\u79df\u3001\u5404\u79cd\u4e13\u4e1a\u8bbe\u5907\u51fa\u79df\u7b49\u3002<\/p>\n

8\uff0c\u5176\u4ed6\u6295\u8d44
\n\u57fa\u91d1\u3001\u80a1\u6743\u3001\u671f\u8d27\u3001\u8d35\u91d1\u5c5e\u7b49\u6295\u8d44\u3001<\/p>\n

\u4ee5\u4e0a\u57fa\u672c\u4e0a\u662f\u5bf9\u4e8e\u6211\u4eec\u4e2a\u4f53\u80fd\u60f3\u5230\u7684\u4e00\u4e9b\u8d5a\u94b1\u6a21\u5f0f\u3002\u6269\u5927\u4e00\u4e2a\u5c42\u9762\uff0c\u5bf9\u4e8e\u7ec4\u7ec7\u7684\u8bdd\uff0c\u4e5f\u7c7b\u4f3c\uff0c\u7b80\u5355\u70b9\u6765\u8bf4\uff0c\u65e0\u975e\u5c31\u4e00\u4e0b\u4e24\u79cd\uff1a<\/p>\n

1\uff0c\u5356\u8d27
\n\u516c\u53f8\u6295\u5165\u7814\u53d1\u3001\u751f\u4ea7\u65b0\u4ea7\u54c1\uff0c\u9500\u552e\u5f80\u5e02\u573a\u3002
\n\u4e00\u822c\u901a\u8fc7\u66f4\u4f4e\u7684\u6210\u672c\uff0c\u5efa\u7acb\u4e13\u5229\u58c1\u5792\uff0c\u81f4\u529b\u4e8e\u5356\u66f4\u591a\u7684\u8d27\u3001\u83b7\u5f97\u66f4\u591a\u7684\u5229\u6da6\u3002<\/p>\n

2\uff0c\u5356\u6e20\u9053
\n\u6574\u5408\u4e0a\u4e0b\u6e38\u8d44\u6e90\uff0c\u83b7\u5f97\u72ec\u6709\u7ecf\u8425\u6743\uff0c\u63d0\u4f9b\u670d\u52a1\u3002<\/p>\n

\n

\u5927\u5bb6\u90fd\u77e5\u9053\uff0c\u9760\u5de5\u8d44\u6536\u5165\u80af\u5b9a\u53d1\u4e0d\u4e86\u8d22\uff0c\u8981\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\uff0c\u65e0\u975e\u5c31\u8fd9\u4e24\u6761\u8def\uff1a\u521b\u4e1a&\u6295\u8d44\u3002<\/p>\n

1\uff0c\u521b\u4e1a\uff1a<\/p>\n

\u521b\u4e1a\u5c31\u8981\u6709\u4f01\u4e1a\u5bb6\u7684\u89c6\u89d2\uff0c\u4f01\u4e1a\u5bb6\u6bcf\u5929\u90fd\u5728\u5fd9\u4e00\u4e2a\u4e8b\u60c5\u2014\u2014\u5c31\u662f\u5efa\u7acb\u4e00\u5957\u80fd\u591f\u5b8c\u5584\u8fd0\u8f6c\u7684\u7cfb\u7edf\uff0c\u8fd9\u4e2a\u7cfb\u7edf\u53ef\u80fd\u9700\u8981\u591a\u4e2a\u4eba\u540c\u65f6\u7ef4\u62a4\uff0c\u8001\u677f\u7684\u8d23\u4efb\u5c31\u662f\u628a\u8fd9\u4e9b\u4eba\u6574\u5408\u5230\u4e00\u8d77\uff0c\u901a\u8fc7\u534f\u8c03\uff0c\u8ba9\u6bcf\u4e2a\u4eba\u90fd\u80fd\u4e3a\u8fd9\u7cfb\u7edf\u8fd0\u4f5c\uff0c\u4ee5\u5b9e\u73b0\u8fd9\u5957\u7cfb\u7edf\u5728\u6ca1\u6709\u4f60\u7684\u60c5\u51b5\u4e0b\uff0c\u4ecd\u80fd\u6b63\u5e38\u8fd0\u4f5c\u3002<\/p>\n

\u5efa\u7acb\u4e00\u4e2a\u81ea\u52a8\u8fd0\u4f5c\u7684\u7cfb\u7edf\u80fd\u591f\u6301\u7eed\u7ed9\u4f60\u5e26\u6765\u73b0\u91d1\u6d41\uff0c\u53ef\u80fd\u5149\u5efa\u7acb\u4e00\u4e2a\u8fd9\u6837\u7684\u73b0\u91d1\u6d41\u7cfb\u7edf\u4e0d\u8db3\u4ee5\u8ba9\u4f60\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\uff0c\u4f46\u4f01\u4e1a\u5bb6\u7684\u4f7f\u547d\u5c31\u662f\u4e0d\u65ad\u53bb\u5efa\u7acb\u8fd9\u6837\u7684\u81ea\u52a8\u5316\u8fd0\u4f5c\u4f53\u7cfb\u3002<\/p>\n

2\uff0c\u6295\u8d44\uff1a<\/p>\n

\u8ba9\u95f2\u7f6e\u7684\u8d44\u91d1\u5145\u5206\u5229\u7528\u8d77\u6765\uff0c\u6295\u8d44\u5230\u6b63\u786e\u7684\u5730\u65b9\u53bb\uff0c\u5b9e\u73b0\u4ee5\u94b1\u751f\u94b1\u3002<\/p>\n

\u4e3a\u4ec0\u4e48\u6295\u8d44\uff1f\u6295\u8d44\u5e76\u4e0d\u662f\u4e3a\u4e86\u8ba9\u94b1\u4ea7\u751f\u5229\u606f\uff0c\u8ba9\u4f60\u6709\u5229\u606f\u82b1\uff0c\u800c\u662f\u5145\u5206\u5229\u7528\u5229\u606f\u7684\u529b\u91cf\uff0c\u8ba9\u94b1\u80fd\u591f\u5b9e\u73b0\u6eda\u96ea\u7403\uff0c\u8fd8\u662f\u8981\u5145\u5206\u7406\u89e3\u7ebf\u6027\u589e\u957f\u4e0e\u590d\u5229\u66f2\u7ebf\u7684\u533a\u522b\u3002<\/p>\n

\u8001\u6389\u7259\u7684\u590d\u5229\u66f2\u7ebf\u56fe\u5c31\u4e0d\u653e\u51fa\u6765\u4e86\u3002<\/p>\n

\u53cd\u6b63\u8bb0\u4f4f\uff0c\u5f53\u8d22\u5bcc\u7684\u589e\u957f\u901f\u5ea6\u6bcf\u5e74>10%\uff0c
\n10\u5e74\u5c31\u4f1a\u7ffb\u500d\uff0c(1+0.1)^10=2.59\u3002
\n20\u5e74\u5c31\u4f1a\u7ffb6\u500d\uff0c(1+0.1)^20=6.73\u3002
\n30\u5e74\u5c31\u4f1a\u7ffb17\u500d\uff0c(1+0.1)^30=17.45\u3002<\/p>\n

\u5bfb\u627e>10%\u589e\u957f\u7387\u7684\u6295\u8d44\u6807\u7684\u96be\u5417\uff1f\u53ea\u8981\u4f60\u6d3b\u7684\u65f6\u95f4\u591f\u957f\uff0c\u65e9\u6295\u5165\uff0c\u4e00\u76f4\u6eda\uff0c\u4f60\u8fdf\u65e9\u80fd\u8d22\u5bcc\u81ea\u7531\u7684\uff01<\/p>\n

\u5982\u679c\u80fd\u627e\u5230>10%\u56de\u62a5\u7387\u7684\u6295\u8d44\u7269\u90a3\u8fd9\u6761\u590d\u5229\u66f2\u7ebf\u5c31\u66f4\u6050\u6016\u4e86\u3002<\/p>\n

\n

\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\u7684\u5173\u952e\u5728\u4e8e\u6536\u5165\u6a21\u5f0f<\/strong>\u7684\u8f6c\u53d8\u3002<\/p>\n

\u6536\u5165\u6a21\u5f0f\u7684\u8f6c\u53d8\u5728\u4e8e\u8d5a\u94b1\u601d\u8def\u7684\u8f6c\u53d8\u3002<\/p>\n

\u8981\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\uff0c\u4e2a\u4f53\u7684\u601d\u7ef4\u4e00\u5b9a\u8981\u5f80\u4f01\u4e1a\u5bb6\u7684\u601d\u7ef4\u4e0a\u53bb\u9760\u62e2\uff0c\u5728\u6709\u9650\u7684\u4eba\u751f\u91cc\uff0c\u53ea\u6709\u4e0d\u65ad\u6253\u9020\u4e00\u4e2a\u4e2a\u81ea\u52a8\u8d5a\u94b1\u7684\u7cfb\u7edf\uff0c\u624d\u80fd\u8ba9\u4f60\u4ece\u8f9b\u82e6\u52b3\u4f5c\u4e2d\u89e3\u8131\u51fa\u6765\u3002<\/p>\n

\u8981\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\uff0c\u4e2a\u4f53\u7684\u601d\u7ef4\u4e00\u5b9a\u8981\u60f3\u6295\u8d44\u4eba\u7684\u601d\u7ef4\u4e0a\u53bb\u9760\u62e2\uff0c\u5728\u6709\u9650\u7684\u4eba\u751f\u91cc\uff0c\u65f6\u95f4\u5c31\u662f\u4e00\u4e2a\u5f88\u6050\u6016\u7684\u5de5\u5177\uff0c\u6709\u9650\u7684\u751f\u547d\u529b\uff0c\u4e0d\u5982\u591a\u82b1\u70b9\u65f6\u95f4\u53bb\u5bfb\u627e\u4e00\u4e9b\u88ab\u4f4e\u4f30\u7684\u4e1c\u897f\uff0c\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\uff0c\u5e02\u573a\u7ec8\u7a76\u4f1a\u7ed9\u5b83\u4e00\u4e2a\u66f4\u5408\u7406\u7684\u4ef7\u503c\u3002<\/p>\n

\u521b\u4e1a\u6709\u98ce\u9669\uff0c\u6295\u8d44\u4e5f\u6709\u98ce\u9669\uff0c\u4f46\u662f\uff0c\u4e0d\u53c2\u4e0e\u624d\u662f\u6700\u5927\u7684\u98ce\u9669\uff0c\u6700\u5927\u7684\u98ce\u9669\u662f\u4f60\u4e0d\u53bb\u505a\u5c31\u6c38\u8fdc\u5b9e\u73b0\u4e0d\u4e86\u8d22\u5bcc\u81ea\u7531\u3002<\/p>\n

\u8d22\u52a1\u81ea\u7531\u7684\u6807\u51c6\u4e0d\u662f\u8d5a\u4e86\u51e0\u4e2a\u4ebf\uff0c\u800c\u662f\u5230\u4f60\u5b9e\u73b0\uff1a\u88ab\u52a8\u6536\u5165\u7684\u589e\u957f\u901f\u5ea6>\u4e3b\u52a8\u5f00\u652f\u7684\u589e\u957f\u901f\u5ea6\u3002\u4f60\u5c31\u4e0d\u7528\u60e7\u6015\u5185\u5fc3\u4e0d\u65ad\u589e\u957f\u7684\u8d2a\u5a6a\u4e86\u3002<\/h2>\n

\u6211\u662f\u82cf\u6c5f\uff0c\u957f\u671f\u5206\u4eab\u533a\u5757\u94fe\u601d\u8003\uff0c\u82e5\u60f3\u4e0e\u6211\u4ea4\u6d41\uff0c\u8bf7\u626b\u7801\u6216\u52a0\u4e2a\u4eba\u5fae\u4fe1\uff1asu466120534<\/p>\n","protected":false},"excerpt":{"rendered":"

\u3010\u672c\u6587\u7531\u5e01\u8f66HIT\uff08biche.yaofache.com\uff09\u5927V\u517b\u6210\u8ba1\u5212\u652f\u6301\u3011 \u6ce8\uff1a\u672c\u4f5c\u8005\u5c1a\u672a\u5b9e\u73b0\u8d22\u52a1\u81ea\u7531\uff0c\u4ec5\u901a…<\/p>\n","protected":false},"author":1,"featured_media":4252,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[49,188,189],"class_list":["post-135","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4","tag-49","tag-188","tag-189"],"_links":{"self":[{"href":"https:\/\/sujiang.blog\/index.php?rest_route=\/wp\/v2\/posts\/135"}],"collection":[{"href":"https:\/\/sujiang.blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sujiang.blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sujiang.blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sujiang.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=135"}],"version-history":[{"count":1,"href":"https:\/\/sujiang.blog\/index.php?rest_route=\/wp\/v2\/posts\/135\/revisions"}],"predecessor-version":[{"id":316,"href":"https:\/\/sujiang.blog\/index.php?rest_route=\/wp\/v2\/posts\/135\/revisions\/316"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sujiang.blog\/index.php?rest_route=\/wp\/v2\/media\/4252"}],"wp:attachment":[{"href":"https:\/\/sujiang.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=135"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sujiang.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=135"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sujiang.blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=135"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}